The Supreme Court has held that an accused cannot claim to have a right of hearing before the registration of an FIR and that the principles of natural justice are not applicable at the stage of reporting a criminal offence.
A bench comprising Chief Justice of India DY Chandrachud and Justice Hima Kohli made this observation while deciding the issue whether borrowers have the right to be heard before their accounts are classified as fraudulent in terms of the RBI’s Master Directions on Frauds.
https://www.livelaw.in/top-stories/accused-cant-claim-right-of-hearing-before-registration-of-fir-supreme-court-224894